Who pays the realtor fees when buying a house?

# Who Pays Realtor Fees When Buying

Great question! The seller typically pays the realtor commissions in most U.S. real estate transactions. The seller's agent and buyer's agent split a commission that's usually 5-6% of the home's sale price (though this varies by market and negotiation).

Here's how it works: When you make an offer on a home, that commission is already factored into the seller's asking price. The seller's proceeds go toward paying both agents from the final sale amount. So as a buyer, you don't write a separate check to your agent—their commission comes from the sale itself.

Important to know: While you don't directly pay your agent's fee, it indirectly affects you since the seller prices the home to cover these costs. Some buyers negotiate with sellers for a price reduction knowing the commission will be paid. Also, in rare cases, a seller might offer a lower commission, which could theoretically lower your purchase price.

Bottom line: You benefit from having a realtor represent you at no upfront cost. Your agent is incentivized to help you find a good deal because they earn their fee when the sale closes. Just understand that real estate commissions are baked into home prices overall, so it's part of the market dynamic either way.

Want to know more about working with a realtor or what to expect during the buying process?